Coverage during residency
Any resident with a valid training card is covered by the malpractice insurance included in the FMRQ’s collective agreement (cf. Article 29). This coverage is valid for the duration of residency, and comes from the establishment, through the Direction des assurances du réseau de la santé et des services sociaux de SigmaSanté. Where applicable, the establishment undertakes to handle the resident’s defence and pay any damages and interest which could arise from any such prosecution. The coverage continues to apply beyond postgraduate education, in the event of prosecution for an omission or an act performed by the resident in the performance of his duties during residency. So it is not necessary to take out other malpractice insurance yourself.