{"id":9191,"date":"2022-04-12T15:50:10","date_gmt":"2022-04-12T19:50:10","guid":{"rendered":"https:\/\/fmrq.qc.ca\/member-benefits\/insurance\/assurance-collective-beneva\/"},"modified":"2024-07-04T13:58:59","modified_gmt":"2024-07-04T17:58:59","slug":"beneva-group-insurance","status":"publish","type":"page","link":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/","title":{"rendered":"BENEVA Group Insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"9191\" class=\"elementor elementor-9191 elementor-4125\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a48830c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a48830c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f963dc\" data-id=\"4f963dc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-735ccb3 elementor-widget elementor-widget-template\" data-id=\"735ccb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1188\" class=\"elementor elementor-1188\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05b0368 elementor-section-stretched section-breadcrumb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05b0368\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fa3919d\" data-id=\"fa3919d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c736c96 elementor-widget elementor-widget-breadcrumbs\" data-id=\"c736c96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/fmrq.qc.ca\/en\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-96c7cbc elementor-section-height-min-height hero elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"96c7cbc\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39d6b35\" data-id=\"39d6b35\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fc8770 elementor-widget elementor-widget-heading\" data-id=\"2fc8770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">-&nbsp;Insurances&nbsp;-<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7771f0c elementor-widget elementor-widget-heading\" data-id=\"7771f0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.beneva.ca\/en\/group-insurance\/fmrq\">BENEVA Group Insurance<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-252ec64 pv100 menu-section elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"252ec64\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-8214cb7 menu-col-l\" data-id=\"8214cb7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01b6163 listing-menu elementor-widget elementor-widget-jet-listing-grid\" data-id=\"01b6163\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;columns&quot;:&quot;1&quot;}\" data-widget_type=\"jet-listing-grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing-grid jet-listing\"><div class=\"jet-listing-grid__items grid-col-desk-1 grid-col-tablet-1 grid-col-mobile-1 jet-listing-grid--4001\" data-queried-id=\"9191|WP_Post\" data-nav=\"{&quot;enabled&quot;:false,&quot;type&quot;:null,&quot;more_el&quot;:null,&quot;query&quot;:[],&quot;widget_settings&quot;:{&quot;lisitng_id&quot;:4001,&quot;posts_num&quot;:6,&quot;columns&quot;:1,&quot;columns_tablet&quot;:1,&quot;columns_mobile&quot;:1,&quot;column_min_width&quot;:240,&quot;column_min_width_tablet&quot;:240,&quot;column_min_width_mobile&quot;:240,&quot;inline_columns_css&quot;:false,&quot;is_archive_template&quot;:&quot;&quot;,&quot;post_status&quot;:[&quot;publish&quot;],&quot;use_random_posts_num&quot;:&quot;&quot;,&quot;max_posts_num&quot;:9,&quot;not_found_message&quot;:&quot;No data was found&quot;,&quot;is_masonry&quot;:false,&quot;equal_columns_height&quot;:&quot;&quot;,&quot;use_load_more&quot;:&quot;&quot;,&quot;load_more_id&quot;:&quot;&quot;,&quot;load_more_type&quot;:&quot;click&quot;,&quot;load_more_offset&quot;:null,&quot;use_custom_post_types&quot;:&quot;&quot;,&quot;custom_post_types&quot;:[],&quot;hide_widget_if&quot;:&quot;&quot;,&quot;carousel_enabled&quot;:&quot;&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;,&quot;arrows&quot;:&quot;true&quot;,&quot;arrow_icon&quot;:&quot;fa fa-angle-left&quot;,&quot;dots&quot;:&quot;&quot;,&quot;autoplay&quot;:&quot;true&quot;,&quot;pause_on_hover&quot;:&quot;true&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;true&quot;,&quot;center_mode&quot;:&quot;&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;speed&quot;:500,&quot;inject_alternative_items&quot;:&quot;&quot;,&quot;injection_items&quot;:[],&quot;scroll_slider_enabled&quot;:&quot;&quot;,&quot;scroll_slider_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;custom_query&quot;:false,&quot;custom_query_id&quot;:&quot;&quot;,&quot;_element_id&quot;:&quot;&quot;,&quot;collapse_first_last_gap&quot;:false,&quot;list_tag_selection&quot;:&quot;&quot;,&quot;list_items_wrapper_tag&quot;:&quot;div&quot;,&quot;list_item_tag&quot;:&quot;div&quot;,&quot;empty_items_wrapper_tag&quot;:&quot;div&quot;}}\" data-page=\"1\" data-pages=\"1\" data-listing-source=\"posts\" data-listing-id=\"4001\" data-query-id=\"\"><div class=\"jet-listing-grid__item jet-listing-dynamic-post-9191\" data-post-id=\"9191\"><div class=\"jet-engine-listing-overlay-wrap\" data-url=\"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/\">\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"4001\" class=\"elementor elementor-4001\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-764003f relevanssi_noindex elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"764003f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39fc3f4\" data-id=\"39fc3f4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d1f8f93 menu-ancre-toggle elementor-widget elementor-widget-jet-accordion\" data-id=\"d1f8f93\" data-element_type=\"widget\" data-e-type=\"widget\" data-menu-post-id=\"9191\" data-widget_type=\"jet-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"jet-accordion\" data-settings=\"{&quot;collapsible&quot;:false,&quot;ajaxTemplate&quot;:false,&quot;switchScrolling&quot;:false,&quot;switchScrollingTablet&quot;:false,&quot;switchScrollingMobile&quot;:false,&quot;switchScrollingOffset&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingOffsetTablet&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingOffsetMobile&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingDelay&quot;:500,&quot;switchScrollingDelayTablet&quot;:500,&quot;switchScrollingDelayMobile&quot;:500}\">\n\t\t\t<div class=\"jet-accordion__inner\">\n\t\t\t\t<div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2201\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"1\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2201\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-text\">BENEVA Group Insurance<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2201\" class=\"jet-toggle__content\" data-toggle=\"1\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<a href=\"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/\" class=\"jet-engine-listing-overlay-link\"><\/a><\/div><\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-9217\" data-post-id=\"9217\"><div class=\"jet-engine-listing-overlay-wrap\" data-url=\"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/optional-insurance-life-and-disability-sogemec-assurances\/\">\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"4001\" class=\"elementor elementor-4001\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-764003f relevanssi_noindex elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"764003f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39fc3f4\" data-id=\"39fc3f4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d1f8f93 menu-ancre-toggle elementor-widget elementor-widget-jet-accordion\" data-id=\"d1f8f93\" data-element_type=\"widget\" data-e-type=\"widget\" data-menu-post-id=\"9217\" data-widget_type=\"jet-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"jet-accordion\" data-settings=\"{&quot;collapsible&quot;:false,&quot;ajaxTemplate&quot;:false,&quot;switchScrolling&quot;:false,&quot;switchScrollingTablet&quot;:false,&quot;switchScrollingMobile&quot;:false,&quot;switchScrollingOffset&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingOffsetTablet&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingOffsetMobile&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingDelay&quot;:500,&quot;switchScrollingDelayTablet&quot;:500,&quot;switchScrollingDelayMobile&quot;:500}\">\n\t\t\t<div class=\"jet-accordion__inner\">\n\t\t\t\t<div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2201\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"1\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2201\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-text\">Optional insurance (life and disability) Sogemec Assurances<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2201\" class=\"jet-toggle__content\" data-toggle=\"1\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<a href=\"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/optional-insurance-life-and-disability-sogemec-assurances\/\" class=\"jet-engine-listing-overlay-link\"><\/a><\/div><\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-9223\" data-post-id=\"9223\"><div class=\"jet-engine-listing-overlay-wrap\" data-url=\"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/home-and-auto-insurance-with-td-insurance\/\">\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"4001\" class=\"elementor elementor-4001\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-764003f relevanssi_noindex elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"764003f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39fc3f4\" data-id=\"39fc3f4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d1f8f93 menu-ancre-toggle elementor-widget elementor-widget-jet-accordion\" data-id=\"d1f8f93\" data-element_type=\"widget\" data-e-type=\"widget\" data-menu-post-id=\"9223\" data-widget_type=\"jet-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"jet-accordion\" data-settings=\"{&quot;collapsible&quot;:false,&quot;ajaxTemplate&quot;:false,&quot;switchScrolling&quot;:false,&quot;switchScrollingTablet&quot;:false,&quot;switchScrollingMobile&quot;:false,&quot;switchScrollingOffset&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingOffsetTablet&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingOffsetMobile&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingDelay&quot;:500,&quot;switchScrollingDelayTablet&quot;:500,&quot;switchScrollingDelayMobile&quot;:500}\">\n\t\t\t<div class=\"jet-accordion__inner\">\n\t\t\t\t<div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2201\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"1\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2201\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-text\">Home and auto insurance with TD Insurance<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2201\" class=\"jet-toggle__content\" data-toggle=\"1\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<a href=\"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/home-and-auto-insurance-with-td-insurance\/\" class=\"jet-engine-listing-overlay-link\"><\/a><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-3bb8dad menu-col-r\" data-id=\"3bb8dad\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ee3542 elementor-widget elementor-widget-image\" data-id=\"5ee3542\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.beneva.ca\/en\/group-insurance\/fmrq\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"107\" src=\"https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2022\/05\/Beneva_rgb-300x107.png\" class=\"attachment-medium size-medium wp-image-7874\" alt=\"\" srcset=\"https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2022\/05\/Beneva_rgb-300x107.png 300w, https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2022\/05\/Beneva_rgb-1024x365.png 1024w, https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2022\/05\/Beneva_rgb-768x274.png 768w, https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2022\/05\/Beneva_rgb-1536x548.png 1536w, https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2022\/05\/Beneva_rgb.png 1756w\" sizes=\"(max-width: 300px) 100vw, 300px\"\/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff16dcc elementor-widget elementor-widget-heading\" data-id=\"ff16dcc\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"enrolment-and-eligibility\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Enrolment and eligibility<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15a96ea elementor-widget elementor-widget-text-editor\" data-id=\"15a96ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Enrolment in the FMRQ&rsquo;s group insurance plan is mandatory. A resident may, however, refuse to enrol in the health insurance part, for himself and his dependants, as applicable, provided he proves to the Insurer that he is insured under a group health insurance plan providing similar benefits.<\/p><p>Group insurance comes into effect following one month&rsquo;s continuous service.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ff8e3d elementor-widget elementor-widget-heading\" data-id=\"2ff8e3d\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"choice-of-health-insurance-plans\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Choice of health insurance plans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fb5c8a elementor-widget elementor-widget-text-editor\" data-id=\"6fb5c8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>On first enrolling, you have a choice of three plans: basic, intermediate and superior. Eligible expenses depend on the plan chosen, but all include:<\/p><ul><li>prescription drug insurance<\/li><li>travel insurance&nbsp;<\/li><li>trip cancellation insurance.<\/li><\/ul><p>N.B. The health insurance plan selected by the resident on enrolment remains in effect throughout residency, except when one of the following events occurs: birth or adoption of a first child, marriage, civil union or cohabitation for a minimum of 12 months, separation of more than 90&nbsp;consecutive days, divorce or annulment of civil union, or death of spouse or dependent child. You then have 60 days following the event to change plans.<\/p><p>You will also have the opportunity to reconsider your choice at the start of your third year of residency (R3), during the yearly campaign to that effect each June.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e928b5d elementor-widget elementor-widget-heading\" data-id=\"e928b5d\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"life-insurance-and-long-term-disability\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Life insurance and long-term disability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d27d78f elementor-widget elementor-widget-text-editor\" data-id=\"d27d78f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The member&rsquo;s life insurance benefit is one times the annual salary plus $6,400 paid by the establishment.<\/p><p>The waiting period (period not paid) for the long-term salary insurance coverage is 105 weeks. This period is covered by the short-term salary insurance in your collective agreement. So, at the start of the disability:<\/p><ul><li>You apply to your establishment for short-term salary insurance benefits;<\/li><li>5-day waiting period (taken from the 9.6 sick-bank days);<\/li><li>Then, 80% of the salary paid by the establishment for 104 weeks;<\/li><\/ul><p>Once this period has elapsed, you apply for long-term salary insurance benefits:<\/p><ul><li>80% of the salary paid by Beneva.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ea23f3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8ea23f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f81926 elementor-widget elementor-widget-heading\" data-id=\"2f81926\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Employee Assistance Program (EAP)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d83939 elementor-widget elementor-widget-text-editor\" data-id=\"3d83939\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Whether for trouble at work, or for personal, spousal, family, or addiction problems, contact the AEP<span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight );\">. Just having a question or concern is enough reason to use this service.<\/span><\/p><p>*The EAP is offered to all FMRQ members and their dependents who are covered by Beneva-FMRQ Health Insurance witch comes into effect following one month&rsquo;s continuous service.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e41801c elementor-widget elementor-widget-heading\" data-id=\"e41801c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The AEP for resident doctors is:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbf397c p-article elementor-widget elementor-widget-text-editor\" data-id=\"fbf397c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&rarr; consultations by telephone, online or in office&#8203;<\/p><p>&rarr; confidential help 24\/7&#8203;<\/p><p>&rarr; access to a site with capsules and columns on subjects related to health and well-being.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54cb8b3 elementor-widget elementor-widget-heading\" data-id=\"54cb8b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What you are entitled to:  <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df4485a elementor-widget elementor-widget-text-editor\" data-id=\"df4485a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8203;<strong>Service \/&nbsp;Hours&nbsp;<\/strong>&#8203;<\/p><ul><li>Psychological&nbsp;help \/ 12&nbsp;hrs&#8203;<\/li><li>Improved&nbsp;lifestyle habits \/ 3&nbsp;hrs&#8203;<\/li><li>Locating&nbsp;resources&nbsp;for seniors \/ 3&nbsp;hrs&#8203;<\/li><li>Help for parents \/ 3&nbsp;hrs&#8203;<\/li><li>Legal assistance or&nbsp;financial&nbsp;advice&nbsp;\/ 1 h&#8203;<\/li><li>Crisis intervention \/&nbsp;unlimited&#8203;<\/li><\/ul><p>*Total of 12 hours maximum for all help and support services, per insurance certificate, per year.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-923c837 elementor-widget elementor-widget-heading\" data-id=\"923c837\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">All the details in the FMRQ Mobile App<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba03e11 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ba03e11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:+15000000000\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Rendez-vous dans la section Ressource de l'appli pour obtenir le num&eacute;ro exclusif aux membres.<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-459c9af elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"459c9af\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8b55ef8\" data-id=\"8b55ef8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3aa8d5 elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"f3aa8d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2023\/09\/telephone-icone-1.svg\" class=\"attachment-large size-large wp-image-22308\" alt=\"\"\/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c7b724d\" data-id=\"c7b724d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f0e7548 p-article elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f0e7548\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You will find all the details including the phone number exclusives to members for 24\/7 support.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-58c5ab1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"58c5ab1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-687320e elementor-widget elementor-widget-heading\" data-id=\"687320e\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"forms-and-premium-table\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Forms and premium table<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd7829 elementor-widget elementor-widget-text-editor\" data-id=\"0cd7829\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Go to <a href=\"https:\/\/www.beneva.ca\/en\/group-insurance\/fmrq\" target=\"_blank\" rel=\"noopener\">Beneva Insurance<\/a> website to:&nbsp;<\/p><ul><li>Download the&nbsp;application&nbsp;forms for&nbsp;insurance, modification to insurance or&nbsp;reimbursement for expenses&nbsp;paid for medical drugs and medical or paramedical care<\/li><li>Consult the list of rates<\/li><li>Consulter la&nbsp;tarification<\/li><li><a href=\"https:\/\/www.beneva.ca\/en\/group-insurance\/fmrq\" target=\"_blank\" rel=\"noopener\">Get in touch with Beneva<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e919ad elementor-widget elementor-widget-heading\" data-id=\"9e919ad\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"change-of-status\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Change of status<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8eee42 elementor-widget elementor-widget-text-editor\" data-id=\"b8eee42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To change from an individual to a family plan (or vice versa), contact your paying establishment. They&nbsp;will make you fill out a modification form and send it to the insurer. If you are not sure who is responsible at your paying establishment, ask at the Medical Education office.<\/p><p>If prior to age 25 you were on a parent&rsquo;s insurance plan as a dependant, you may modify your group insurance by adding the basic health insurance part (which usually includes drug insurance).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d96e83 elementor-widget elementor-widget-heading\" data-id=\"8d96e83\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"dental-insurance\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dental insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88572ff no-margin-p elementor-widget elementor-widget-text-editor\" data-id=\"88572ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For information on this plan, please click on the appropriate link:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-196ffe1c liste-liens elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"196ffe1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/www.aseq.ca\/rte\/fr\/FA%C3%89CUM_Dentaire\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fal fa-link\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> AMRM residents&rsquo; dental plan (Montreal)<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/www.studentcare.ca\/\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fal fa-link\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> ARM residents&rsquo; dental plan (McGill)<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/www.aelies.ulaval.ca\/services\/assurance-collective-aseq\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fal fa-link\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> AMReQ residents&rsquo; dental plan (Quebec City)<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/www.aseq.ca\/rte\/fr\/wwwsanteetudiantecom_Associationdesm%C3%A9decinsr%C3%A9sidentsdelUniversit%C3%A9deSherbrookeAMReS_Dentaire\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fal fa-link\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> AMReS residents&rsquo; dental plan (Sherbrooke)<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Enrolment and eligibility Enrolment in the FMRQ&rsquo;s group insurance plan is mandatory. A resident may, however, refuse to enrol in&hellip;<\/p>\n","protected":false},"author":1,"featured_media":20154,"parent":9184,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-9191","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BENEVA Group Insurance - FMRQ<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BENEVA Group Insurance - FMRQ\" \/>\n<meta property=\"og:description\" content=\"Enrolment and eligibility Enrolment in the FMRQ&rsquo;s group insurance plan is mandatory. A resident may, however, refuse to enrol in...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"FMRQ\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-04T17:58:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2023\/06\/Famille-sur-galerie-beneva-pae-e1686082520158.png\" \/>\n\t<meta property=\"og:image:width\" content=\"811\" \/>\n\t<meta property=\"og:image:height\" content=\"464\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/member-benefits\\\/insurances\\\/beneva-group-insurance\\\/\",\"url\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/member-benefits\\\/insurances\\\/beneva-group-insurance\\\/\",\"name\":\"BENEVA Group Insurance - FMRQ\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/member-benefits\\\/insurances\\\/beneva-group-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/member-benefits\\\/insurances\\\/beneva-group-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fmrq.qc.ca\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/Famille-sur-galerie-beneva-pae-e1686082520158.png\",\"datePublished\":\"2022-04-12T19:50:10+00:00\",\"dateModified\":\"2024-07-04T17:58:59+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/member-benefits\\\/insurances\\\/beneva-group-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/member-benefits\\\/insurances\\\/beneva-group-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/member-benefits\\\/insurances\\\/beneva-group-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/fmrq.qc.ca\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/Famille-sur-galerie-beneva-pae-e1686082520158.png\",\"contentUrl\":\"https:\\\/\\\/fmrq.qc.ca\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/Famille-sur-galerie-beneva-pae-e1686082520158.png\",\"width\":811,\"height\":464},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/member-benefits\\\/insurances\\\/beneva-group-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Member Benefits\",\"item\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/member-benefits\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Insurances\",\"item\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/member-benefits\\\/insurances\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"BENEVA Group Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/\",\"name\":\"FMRQ\",\"description\":\"F\u00e9d\u00e9ration des m\u00e9decins r\u00e9sidents du Qu\u00e9bec\",\"publisher\":{\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/#organization\",\"name\":\"FMRQ\",\"url\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/fmrq.qc.ca\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/logo-fmrq.png\",\"contentUrl\":\"https:\\\/\\\/fmrq.qc.ca\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/logo-fmrq.png\",\"width\":264,\"height\":57,\"caption\":\"FMRQ\"},\"image\":{\"@id\":\"https:\\\/\\\/fmrq.qc.ca\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BENEVA Group Insurance - FMRQ","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/","og_locale":"en_US","og_type":"article","og_title":"BENEVA Group Insurance - FMRQ","og_description":"Enrolment and eligibility Enrolment in the FMRQ&rsquo;s group insurance plan is mandatory. A resident may, however, refuse to enrol in...","og_url":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/","og_site_name":"FMRQ","article_modified_time":"2024-07-04T17:58:59+00:00","og_image":[{"width":811,"height":464,"url":"https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2023\/06\/Famille-sur-galerie-beneva-pae-e1686082520158.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/","url":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/","name":"BENEVA Group Insurance - FMRQ","isPartOf":{"@id":"https:\/\/fmrq.qc.ca\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/#primaryimage"},"image":{"@id":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2023\/06\/Famille-sur-galerie-beneva-pae-e1686082520158.png","datePublished":"2022-04-12T19:50:10+00:00","dateModified":"2024-07-04T17:58:59+00:00","breadcrumb":{"@id":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/#primaryimage","url":"https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2023\/06\/Famille-sur-galerie-beneva-pae-e1686082520158.png","contentUrl":"https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2023\/06\/Famille-sur-galerie-beneva-pae-e1686082520158.png","width":811,"height":464},{"@type":"BreadcrumbList","@id":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/beneva-group-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fmrq.qc.ca\/en\/"},{"@type":"ListItem","position":2,"name":"Member Benefits","item":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/"},{"@type":"ListItem","position":3,"name":"Insurances","item":"https:\/\/fmrq.qc.ca\/en\/member-benefits\/insurances\/"},{"@type":"ListItem","position":4,"name":"BENEVA Group Insurance"}]},{"@type":"WebSite","@id":"https:\/\/fmrq.qc.ca\/en\/#website","url":"https:\/\/fmrq.qc.ca\/en\/","name":"FMRQ","description":"F\u00e9d\u00e9ration des m\u00e9decins r\u00e9sidents du Qu\u00e9bec","publisher":{"@id":"https:\/\/fmrq.qc.ca\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fmrq.qc.ca\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fmrq.qc.ca\/en\/#organization","name":"FMRQ","url":"https:\/\/fmrq.qc.ca\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fmrq.qc.ca\/en\/#\/schema\/logo\/image\/","url":"https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2020\/05\/logo-fmrq.png","contentUrl":"https:\/\/fmrq.qc.ca\/wp-content\/uploads\/2020\/05\/logo-fmrq.png","width":264,"height":57,"caption":"FMRQ"},"image":{"@id":"https:\/\/fmrq.qc.ca\/en\/#\/schema\/logo\/image\/"}}]}},"publishpress_future_action":{"enabled":false,"date":"2026-05-16 12:00:03","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"translation_priority","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/fmrq.qc.ca\/en\/wp-json\/wp\/v2\/pages\/9191","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fmrq.qc.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fmrq.qc.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fmrq.qc.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fmrq.qc.ca\/en\/wp-json\/wp\/v2\/comments?post=9191"}],"version-history":[{"count":20,"href":"https:\/\/fmrq.qc.ca\/en\/wp-json\/wp\/v2\/pages\/9191\/revisions"}],"predecessor-version":[{"id":25838,"href":"https:\/\/fmrq.qc.ca\/en\/wp-json\/wp\/v2\/pages\/9191\/revisions\/25838"}],"up":[{"embeddable":true,"href":"https:\/\/fmrq.qc.ca\/en\/wp-json\/wp\/v2\/pages\/9184"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fmrq.qc.ca\/en\/wp-json\/wp\/v2\/media\/20154"}],"wp:attachment":[{"href":"https:\/\/fmrq.qc.ca\/en\/wp-json\/wp\/v2\/media?parent=9191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}